If you provide any
                      information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend
                      or terminate your account and refuse any and all current or future use of the Services (or any
                      portion thereof).
                  
                  
                    
                  
                  
                  
                 
                
                  
                    
                    
                  
                
                
                  
                  
                
                
                  
                  
                
                
                  
                
                
                
                
                  
                    You may not access
                      or use the Services for any purpose other than that for which we make the Services available.
                      The Services may not be used in connection with any commercial 
                      endeavors except those that are specifically
                      endorsed or approved by us.
                  
                 
                
                
                  
                    
                      
                        As a user of the
                            Services, you agree not to:
                       
                      
                        - 
                          Systematically
                              retrieve data or other content from the Services to create or compile, directly or
                              indirectly, a collection, compilation, database, or directory without written permission
                              from us.
                        
 
                        - 
                          Trick,
                                    defraud, or mislead us and other users, especially in any attempt to learn
                                    sensitive account information such as user
                                    passwords.
                        
 
                        - 
                          Circumvent,
                                    disable, or otherwise interfere with security-related features of the Services,
                                    including features that prevent or restrict the use or copying of any Content or
                                    enforce limitations on the use of the Services and/or the Content contained
                                    therein.
                        
 
                        - 
                          Disparage,
                                    tarnish, or otherwise harm, in our opinion, us and/or the
                                    Services.
                        
 
                        - 
                          Use
                                    any information obtained from the Services in order to harass, abuse, or harm
                                    another person.
                        
 
                        - 
                          Make
                                    improper use of our support services or submit false reports of abuse or
                                    misconduct.
                        
 
                        - 
                          Use
                                    the Services in a manner inconsistent with any applicable laws or
                                    regulations.
                        
 
                        - 
                          Engage
                                    in unauthorized framing of or linking to the
                                    Services.
                        
 
                        - 
                          Upload
                                    or transmit (or attempt to upload or to transmit) viruses, Trojan horses, or other
                                    material, including excessive use of capital letters and spamming (continuous
                                    posting of repetitive text), that interferes with any party’s uninterrupted use
                                    and enjoyment of the Services or modifies, impairs, disrupts, alters, or
                                    interferes with the use, features, functions, operation, or maintenance of the
                                    Services.
                        
 
                        - 
                          Engage
                                    in any automated use of the system, such as using scripts to send comments or
                                    messages, or using any data mining, robots, or similar data gathering and
                                    extraction tools.
                        
 
                        - 
                          Delete
                                    the copyright or other proprietary rights notice from any
                                    Content.
                        
 
                        - 
                          Attempt
                                    to impersonate another user or person or use the username of another
                                    user.
                        
 
                        - 
                          Upload
                                    or transmit (or attempt to upload or to transmit) any material that acts as a
                                    passive or active information collection or transmission mechanism, including
                                    without limitation, clear graphics interchange formats ("gifs"
                                    ), 1×1 pixels, web bugs, cookies, or other similar devices (sometimes
                                    referred to as "spyware" or "passive collection
                                    mechanisms" or "pcms"
                                    ).
                        
 
                        - 
                          Interfere
                                    with, disrupt, or create an undue burden on the Services or the networks or
                                    services connected to the Services.
                        
 
                        - 
                          Harass,
                                    annoy, intimidate, or threaten any of our employees or agents engaged in providing
                                    any portion of the Services to you.
                        
 
                        - 
                          Attempt
                                    to bypass any measures of the Services designed to prevent or restrict access to
                                    the Services, or any portion of the Services.
                        
 
                        - 
                          Copy
                                    or adapt the Services' software, including but not limited to Flash, PHP, HTML,
                                    JavaScript, or other code.
                        
 
                        - 
                          Except
                                    as permitted by applicable law, decipher, decompile, disassemble, or reverse
                                    engineer any of the software comprising or in any way making up a part of the
                                    Services.
                        
 
                        - 
                          Except
                                    as may be the result of standard search engine or Internet browser usage, use,
                                    launch, develop, or distribute any automated system, including without limitation,
                                    any spider, robot, cheat utility, scraper, or offline reader that accesses the
                                    Services, or use or launch any unauthorized script or other
                                    software.
                        
 
                        - 
                          Use
                                    a buying agent or purchasing agent to make purchases on the
                                    Services.
                        
 
                        - 
                          Make
                                    any unauthorized use of the Services, including
                                    collecting usernames and/or email addresses of users by electronic or other means
                                    for the purpose of sending unsolicited email, or creating user accounts by
                                    automated means or under false pretenses.
                        
 
                        - 
                          Use
                                    the Services as part of any effort to compete with us or otherwise use the
                                    Services and/or the Content for any revenue-generating 
                                    endeavor
                                     or commercial enterprise.
                                    
                                  
                        
 
                        - 
                          
                            Use the Services to advertise or offer to sell goods and services.
                            
                            
                          
                        
 
                        - 
                          
                            Sell or otherwise transfer your profile.
                            
                          
                        
 
                      
                     
                    
                   
                  
                    
                      
                        
                          
                            
                              5. USER
                                  GENERATED CONTRIBUTIONS
                            
                          
                        
                      
                     
                    
                    
                      
                        
                          
                            
                                
                                  
                                    The
                                      Services does not offer users to submit or post content. We may provide you with the opportunity to
                                      create, submit, post, display, transmit, perform, publish, distribute, or
                                      broadcast content and materials to us or on the Services, including but not
                                      limited to text, writings, video, audio, photographs, graphics, comments,
                                      suggestions, or personal information or other material (collectively, "Contributions"). Contributions may be viewable by
                                      other users of the Services and through third-party websites. As such, any Contributions you transmit may be
                                      treated in accordance with the Services' Privacy Policy. When you create or make available
                                      any Contributions, you thereby represent and warrant that:
                                        
                                          
                                        
                                      
                              
 
                           
                         
                      
                     
                    
                      - The creation, distribution, transmission, public display,
                              or performance, and the accessing, downloading, or copying of your Contributions do not
                              and will not infringe the proprietary rights, including but not limited to the
                              copyright, patent, trademark, trade secret, or moral rights of any third
                              party.
 
                      - You are the creator and owner of or have the necessary
                              licenses
                              , rights, consents, releases, and permissions to use and to authorize
                              us, the Services, and other users of the Services to use your Contributions in any
                              manner contemplated by the Services and these Legal Terms.
                            
 
                      - You have the written consent, release, and/or permission
                              of each and every identifiable individual person in your Contributions to use the name
                              or likeness of each and every such identifiable individual person to enable inclusion
                              and use of your Contributions in any manner contemplated by the Services and these Legal
                              Terms.
 
                      - Your Contributions are not false, inaccurate, or
                              misleading. 
 
                      - Your Contributions are not unsolicited or unauthorized
                               advertising, promotional materials, pyramid schemes, chain letters, spam, mass
                              mailings, or other forms of solicitation.
 
                      - Your Contributions are not obscene, lewd, lascivious,
                              filthy, violent, harassing, libelous, slanderous, or otherwise objectionable (as
                              determined by us). 
 
                      - Your Contributions do not ridicule, mock, disparage,
                              intimidate, or abuse anyone.
 
                      - Your Contributions are not used to harass or threaten (in
                              the legal sense of those terms) any other person and to promote violence against a
                              specific person or class of people.
 
                      - Your Contributions do not violate any applicable law,
                              regulation, or rule.
 
                      - Your Contributions do not violate the privacy or publicity
                              rights of any third party.
 
                      - Your Contributions do not violate any applicable law
                              concerning child pornography, or otherwise intended to protect the health or well-being
                              of minors.
 
                      - Your Contributions do not include any offensive comments
                              that are connected to race, national origin, gender, sexual preference, or physical
                              handicap.
 
                      - Your Contributions do not otherwise violate, or link to
                              material that violates, any provision of these Legal Terms, or any applicable law or
                              regulation.
 
                    
                   
                 
                
                  
                    
                      
                        Any use of the
                            Services in violation of the foregoing violates these Legal Terms and may result in, among
                            other things, termination or suspension of your rights to use the Services.
                      
                    
                  
                 
                
                
                
                
                  
                    
                      
                    
                  
                  
                
                You and Services agree
                      that we may access, store, process, and use any information and personal data that you provide
                       following the terms of the Privacy Policy and your choices (including settings).
                    
                
                
                By submitting suggestions
                    or other feedback regarding the Services, you agree that we can use and share such feedback for
                    any purpose without compensation to you.
                
                We do not assert any
                    ownership over your Contributions. You retain full ownership of all of your Contributions and any
                    intellectual property rights or other proprietary rights associated with your Contributions. We
                    are not liable for any statements or representations in your Contributions provided by you in any
                    area on the Services. You are solely responsible for your Contributions to the Services and you
                    expressly agree to exonerate us from any and all responsibility and to refrain from any legal
                    action against us regarding your Contributions.
                  
                
                
                        
                          
                        
                      
                
                  
                    
                      
                      
                    
                
                
                  
                    
                      
                      
                    
                  
                
                
                  7. MOBILE
                    APPLICATION LICENSE
                    
                
                
                Use License
                
                
                If you access the
                    Services via the App, then we grant you a revocable, non-exclusive, non-transferable, limited
                    right to install and use the App on wireless electronic devices owned or controlled by you, and to
                    access and use the App on such devices strictly in accordance with the terms and conditions of
                    this mobile application license contained in these Legal Terms. You shall not: (1)
                    except as permitted by applicable law, decompile, reverse engineer, disassemble, attempt to derive
                    the source code of, or decrypt the App; (2) make any modification, adaptation, improvement,
                    enhancement, translation, or derivative work from the App; (3) violate any applicable laws, rules,
                    or regulations in connection with your access or use of the App; (4) remove, alter, or obscure any
                    proprietary notice (including any notice of copyright or trademark) posted by us or the licensors
                    of the App; (5) use the App for any revenue-generating endeavor
                    , commercial enterprise, or other purpose for which
                    it is not designed or intended; (6) make the App available over a network or other environment
                    permitting access or use by multiple devices or users at the same time; (7) use the App for
                    creating a product, service, or software that is, directly or indirectly, competitive with or in
                    any way a substitute for the App; (8) use the App to send automated queries to any website or to
                    send any unsolicited commercial email; or (9) use any proprietary information or any of our
                    interfaces or our other intellectual property in the design, development, manufacture, licensing,
                    or distribution of any applications, accessories, or devices for use with the App.
                  
                
                Apple and Android
                      Devices
                
                The following terms apply
                    when you use the App obtained from either the Apple Store or Google Play (each an "App Distributor")
                    to access the Services: (1) the license granted to you for our App is limited to a
                    non-transferable license
                     to use the application on a device that utilizes the Apple
                    iOS or Android operating systems, as applicable, and in accordance with the usage rules set forth
                    in the applicable App Distributor’s terms of service; (2) we are responsible for providing any
                    maintenance and support services with respect to the App as specified in the terms and conditions
                    of this mobile application license contained in these Legal Terms or as otherwise
                    required under applicable law, and you acknowledge that each App Distributor has no obligation
                    whatsoever to furnish any maintenance and support services with respect to the App; (3) in the
                    event of any failure of the App to conform to any applicable warranty, you may notify the
                    applicable App Distributor, and the App Distributor, in accordance with its terms and policies,
                    may refund the purchase price, if any, paid for the App, and to the maximum extent permitted by
                    applicable law, the App Distributor will have no other warranty obligation whatsoever with respect
                    to the App; (4) you represent and warrant that (i) you are not located in a country that is
                    subject to a US government embargo, or that has been designated by the US government as a "terrorist supporting"
                     country and (ii) you are not listed on any US government list of prohibited or restricted
                    parties; (5) you must comply with applicable third-party terms of agreement when using the App,
                    e.g., if you have
                    a VoIP application, then you must not be in violation of their wireless data service agreement
                    when using the App; and (6) you acknowledge and agree that the App Distributors are third-party
                    beneficiaries of the terms and conditions in this mobile application 
                    license contained in these Legal Terms, and
                    that each App Distributor will have the right (and will be deemed to have accepted the right) to
                    enforce the terms and conditions in this mobile application 
                    license contained in these Legal Terms against you
                    as a third-party beneficiary thereof.
                
                
                        
                          
                        
                      
                
                  
                    
                      
                
                
                
                
               
              
                
                  
                    
                    
                  
              
              
                
                  
                    
                    
                  
              
              
                8. SERVICES
                    MANAGEMENT
              
              
              We reserve the right, but
                not the obligation, to: (1) monitor the Services for violations of these Legal Terms; (2) take
                appropriate legal action against anyone who, in our sole discretion, violates the law or these Legal
                Terms, including without limitation, reporting such user to law enforcement authorities; (3) in our
                sole discretion and without limitation, refuse, restrict access to, limit the availability of, or
                disable (to the extent technologically feasible) any of your Contributions or any portion thereof; (4)
                in our sole discretion and without limitation, notice, or liability, to remove from the Services or
                otherwise disable all files and content that are excessive in size or are in any way burdensome to our
                systems; and (5) otherwise manage the Services in a manner designed to protect our rights and property
                and to facilitate the proper functioning of the Services.
              
              
                
                  
                    
                    
                  
                
              
              9. PRIVACY
                  POLICY
              
              We care about data privacy
                  and security. Please review our Privacy Policy: 
                      https://app.termly.io/document/privacy-policy/b077a9a5-32ca-4711-ac2b-dcae699f09d3
                      
                    . By using the Services, you agree to be bound by our Privacy Policy, which is
                  incorporated into these Legal Terms. Please be advised the Services are hosted in the United States
                  
                  . If you access the Services from any other region of the world
                  with laws or other requirements governing personal data collection, use, or disclosure that differ
                  from applicable laws in 
                    the United States
                    
                  
                  , then through your continued use of the Services, you are
                  transferring your data to 
                    the United States
                    
                  
                  , and you expressly consent to have your data transferred to and
                  processed in 
                    the United States
                    
                  
                  .
                  
                    
                      
                        
                          
                        
                      
                    
                 
              
              
                
                  
                
                
                  
                    
                  
                
                
                
                
                
                
                
                
              
              
                
                  
                    
                      
                      
                    
                    
                      
                    
              
              
                
                
                  
                    
                  
                  
              
              10. TERM
                    AND TERMINATION
              
              These Legal Terms shall
                  remain in full force and effect while you use the Services. WITHOUT LIMITING ANY OTHER PROVISION OF
                  THESE LEGAL TERMS, WE RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY,
                  DENY ACCESS TO AND USE OF THE SERVICES (INCLUDING BLOCKING CERTAIN IP ADDRESSES), TO ANY PERSON FOR
                  ANY REASON OR FOR NO REASON, INCLUDING WITHOUT LIMITATION FOR BREACH OF ANY REPRESENTATION,
                  WARRANTY, OR COVENANT CONTAINED IN THESE LEGAL TERMS OR OF ANY APPLICABLE LAW OR REGULATION. WE MAY
                  TERMINATE YOUR USE OR PARTICIPATION IN THE SERVICES OR DELETE 
                    
                      
                      
                    ANY CONTENT OR INFORMATION THAT YOU POSTED AT ANY TIME, WITHOUT WARNING, IN OUR SOLE
                    DISCRETION.
              
              If we terminate or suspend
                  your account for any reason, you are prohibited from registering and creating a new account under
                  your name, a fake or borrowed name, or the name of any third party, even if you may be acting on
                  behalf of the third party. In addition to terminating or suspending your account, we reserve the
                  right to take appropriate legal action, including without limitation pursuing civil, criminal, and
                  injunctive redress.
              
              11. MODIFICATIONS
                    AND INTERRUPTIONS
              
              We reserve the right to
                  change, modify, or remove the contents of the Services at any time or for any reason at our sole
                  discretion without notice. However, we have no obligation to update any information on our Services.
                   We will not be liable to you or any third party for any
                  modification, price change, suspension, or discontinuance of the Services.
                
              
              We cannot guarantee the
                  Services will be available at all times. We may experience hardware, software, or other problems or
                  need to perform maintenance related to the Services, resulting in interruptions, delays, or errors.
                  We reserve the right to change, revise, update, suspend, discontinue, or otherwise modify the
                  Services at any time or for any reason without notice to you. You agree that we have no liability
                  whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the
                  Services during any downtime or discontinuance of the Services. Nothing in these Legal Terms will be
                  construed to obligate us to maintain and support the Services or to supply any corrections, updates,
                  or releases in connection therewith.
              
              
                12. GOVERNING
                    LAW
              
              
              
                  
                
              These Legal Terms and your
                  use of the Services are governed by and construed in accordance with the laws of 
                    
                      
                      
                      the State of Nevada
                      
                    
                    
                   applicable to agreements made and to be entirely performed within
                     
                        
                          
                            
                            
                            the State of Nevada
                            
                          
                          
                        , without regard to its conflict of law
                        principles.
                      
              
              13. DISPUTE
                    RESOLUTION
              
              
                
                
              
              
                
              
              
                Binding Arbitration
              
              
              
                If the Parties are unable to resolve a Dispute through informal
                  negotiations, the Dispute (except those Disputes expressly excluded below) will be finally and
                  exclusively resolved by binding arbitration. YOU UNDERSTAND THAT WITHOUT THIS PROVISION, YOU WOULD
                  HAVE THE RIGHT TO SUE IN COURT AND HAVE A JURY TRIAL. The
                  arbitration shall be commenced and conducted under the Commercial Arbitration Rules of the American
                  Arbitration Association ("AAA") and, where appropriate, the AAA’s Supplementary
                  Procedures for Consumer Related Disputes ("AAA Consumer Rules"
                  ), both of which are available at the American Arbitration
                      Association (AAA) website. Your arbitration fees
                  and your share of arbitrator compensation shall be governed by the AAA Consumer Rules and, where
                  appropriate, limited by the AAA Consumer Rules. The arbitration may be
                  conducted in person, through the submission of documents, by phone, or online. The arbitrator will
                  make a decision in writing, but need not provide a statement of reasons unless requested by either
                  Party. The arbitrator must follow applicable law, and any award may be challenged if the arbitrator
                  fails to do so. Except where otherwise required by the applicable 
                  AAA rules or applicable law, the arbitration will take place in
                  
                  Clark County Nevada , 
                  
                  Nevada
                  . Except as otherwise provided herein, the Parties may
                  litigate in court to compel arbitration, stay proceedings pending arbitration, or to confirm,
                  modify, vacate, or enter judgment on the award entered by the arbitrator.
                
               
              
              If for any reason, a Dispute proceeds in court rather than arbitration, the
                  Dispute shall be commenced or prosecuted in the
                 state and
                  federal courts
                 located in
                
                Clark County Nevada ,
                 
                
                Nevada
                ,
                  and the Parties hereby consent to, and waive all defenses of lack of
                  personal jurisdiction, and forum non conveniens with respect to venue and jurisdiction in such state and federal courts
                  . Application of the United Nations Convention on Contracts for the International Sale of
                  Goods and the Uniform Computer Information Transaction Act (UCITA) are excluded from these Legal
                  Terms.
              
              
              
                  If this provision is found to be illegal or unenforceable, then
                  neither Party will elect to arbitrate any Dispute falling within that portion of this provision
                  found to be illegal or unenforceable and such Dispute shall be decided by a court of competent
                  jurisdiction within the courts listed for jurisdiction above, and the Parties agree to submit to the
                  personal jurisdiction of that court.
                  
              
              
              
                Restrictions
              
              
              The
                Parties agree that any arbitration shall be limited to the Dispute between the Parties individually.
                To the full extent permitted by law, (a) no arbitration shall be joined with any other proceeding; (b)
                there is no right or authority for any Dispute to be arbitrated on a class-action basis or to utilize class action
                procedures; and (c) there is no right or authority for any Dispute to be brought in a purported
                representative capacity on behalf of the general public or any other persons.
              
              
                Exceptions to Arbitration
                
              
              
              
                The Parties agree that the following Disputes are not subject to
                the above provisions concerning binding arbitration: (a) any Disputes seeking to enforce or protect,
                or concerning the validity of, any of the intellectual property rights of a Party; (b) any Dispute
                related to, or arising from, allegations of theft, piracy, invasion of privacy, or unauthorized use; and
                (c) any claim for injunctive relief. If this provision is found to be illegal or unenforceable, then
                neither Party will elect to arbitrate any Dispute falling within that portion of this provision found
                to be illegal or unenforceable and such Dispute shall be decided by a court of competent jurisdiction
                within the courts listed for jurisdiction above, and the Parties agree to submit to the personal
                jurisdiction of that court.
              
              
                
                  
                
              
              
              14. CORRECTIONS
              
              
              There
                may be information on the Services that contains typographical errors, inaccuracies, or omissions,
                including descriptions, pricing, availability, and various other information. We reserve the right to
                correct any errors, inaccuracies, or omissions and to change or update the information on the Services
                at any time, without prior notice.
              
              15.
                    DISCLAIMER
              
              THE SERVICES ARE PROVIDED ON AN AS-IS AND AS-AVAILABLE
                  BASIS. YOU AGREE THAT YOUR USE OF THE SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT
                  PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SERVICES
                  AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY,
                  FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR REPRESENTATIONS
                  ABOUT THE ACCURACY OR COMPLETENESS OF THE SERVICES' CONTENT OR THE CONTENT OF ANY WEBSITES OR MOBILE
                  APPLICATIONS LINKED TO THE SERVICES AND WE WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (1)
                  ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS, (2) PERSONAL INJURY OR PROPERTY DAMAGE,
                  OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE SERVICES, (3) ANY UNAUTHORIZED ACCESS TO
                  OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION
                  STORED THEREIN, (4) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SERVICES, (5) ANY
                  BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE SERVICES BY ANY
                  THIRD PARTY, AND/OR (6) ANY ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS OR FOR ANY LOSS OR
                  DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, TRANSMITTED, OR OTHERWISE
                  MADE AVAILABLE VIA THE SERVICES. WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR
                  ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SERVICES, ANY HYPERLINKED
                  WEBSITE, OR ANY WEBSITE OR MOBILE APPLICATION FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND WE
                  WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND
                  ANY THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES. AS WITH THE PURCHASE OF A PRODUCT OR SERVICE
                  THROUGH ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD USE YOUR BEST 
                  JUDGMENT AND EXERCISE CAUTION WHERE
                  APPROPRIATE.
              
              16. LIMITATIONS
                    OF LIABILITY
              
              IN NO EVENT WILL WE
                    OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT,
                    INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST
                    PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SERVICES, EVEN
                    IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
                  
                      
                        
                    
                  
                
              
              17. INDEMNIFICATION
              
              
              You agree to
                  defend, indemnify, and hold us harmless, including our subsidiaries,
                  affiliates, and all of our respective officers, agents, partners, and
                  employees, from and against any loss, damage, liability, claim, or demand, including
                  reasonable attorneys’ fees and expenses, made by any third party due to or
                  arising out of: 
                    
                      
                    (1) use of the Services; (2) breach of these Legal Terms; (3) any breach of your representations and warranties set
                    forth in these Legal Terms; (4) your violation of the
                    rights of a third party, including but not limited to intellectual property rights; or (5) any overt harmful act toward any other user of the
                    Services with whom you connected via the Services. Notwithstanding the foregoing, we reserve the
                    right, at your expense, to assume the exclusive defense and control of any matter for which you are required
                    to indemnify us, and you agree to cooperate, at your expense, with our 
                    defense of such
                    claims. We will use reasonable efforts to notify you of any such claim, action, or proceeding
                    which is subject to this indemnification upon becoming aware of it.
              
              18. USER
                    DATA
              
              We will maintain
                  certain data that you transmit to the Services for the purpose of managing the
                  performance of the Services, as well as data relating to your use of the Services. Although we
                  perform regular routine backups
                  of data, you are solely responsible for all data that you transmit or that
                  relates to any activity you have undertaken using the Services. You agree
                  that we shall have no liability to you for any loss or corruption of any such
                  data, and you hereby waive any right of action against us arising from any such
                  loss or corruption of such data.
              
              19. ELECTRONIC
                    COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES
              
              Visiting the Services, sending us emails, and completing
                  online forms constitute electronic communications. You consent to receive electronic communications,
                  and you agree that all agreements, notices, disclosures, and other communications we provide to you
                  electronically, via email and on the Services, satisfy any legal requirement that such communication
                  be in writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER
                  RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR
                  COMPLETED BY US OR VIA THE SERVICES. You hereby waive any rights or requirements under any statutes,
                  regulations, rules, ordinances, or other laws in any jurisdiction which require an original
                  signature or delivery or retention of non-electronic records, or to payments or the granting of
                  credits by any means other than electronic means.
              
              
                
              
              
                20. SMS TEXT
                    MESSAGING
              
              
                  
                
              
              Message Frequency
              
              
                Communications:
                    By using our service, you agree to receive communications from us. We will send you SMS messages
                    on a monthly basis, and as needed for the following purposes:
                    News: We will send a monthly update with news about our platform.
                    Price Increases: If the prices of any items on our platform increase, we will notify you via SMS.
                    Promotional Offers: We will send SMS messages when new promotional offers are added to our
                    platform.
                    We may also contact you via email for these purposes.
                    You may opt out of receiving SMS messages or emails by following the unsubscribe instructions
                    included in each message. If you opt out, we will still send you necessary communications, such as
                    those related to price increases.
              
              
                  
                
              
              
                Opting Out
              
              
              
                  If at any time you wish to stop
                    receiving SMS messages from us, simply reply to the text with "STOP.” You may receive an SMS
                    message confirming your opt out.
                  
                
              
              
                Message and Data Rates
              
              
              Please be aware that message and data rates may apply to any SMS messages
                  sent or received. The rates are determined by your carrier and the specifics of your mobile
                  plan.
              
              
                Support
              
              
              
              
              
                  
                
                
              
              21. CALIFORNIA
                    USERS AND RESIDENTS
              
              If any complaint
                  with us is not satisfactorily resolved, you can contact the Complaint
                  Assistance Unit of the Division of Consumer Services of the California
                  Department of Consumer Affairs in writing at 1625 North Market Blvd., Suite N
                  112, Sacramento, California 95834 or by telephone at (800) 952-5210 or (916)
                  445-1254.
              
              
                
              
              22. MISCELLANEOUS
              
              
              These Legal Terms and any policies or operating rules
                  posted by us on the Services or in respect to the Services constitute the entire agreement and
                  understanding between you and us. Our failure to exercise or enforce any right or provision of these
                  Legal Terms shall not operate as a waiver of such right or provision. These Legal Terms operate to
                  the fullest extent permissible by law. We may assign any or all of our rights and obligations to
                  others at any time. We shall not be responsible or liable for any loss, damage, delay, or failure to
                  act caused by any cause beyond our reasonable control. If any provision or part of a provision of
                  these Legal Terms is determined to be unlawful, void, or unenforceable, that provision or part of
                  the provision is deemed severable from these Legal Terms and does not affect the validity and
                  enforceability of any remaining provisions. There is no joint venture, partnership, employment or
                  agency relationship created between you and us as a result of these Legal Terms or use of the
                  Services. You agree that these Legal Terms will not be construed against us by virtue of having
                  drafted them. You hereby waive any and all defenses you may have based on the electronic form of these Legal
                  Terms and the lack of signing by the parties hereto to execute these Legal Terms.
              
                
              
              
              23. CONTACT
                      US
              
              In order to resolve a complaint regarding the Services
                  or to receive further information regarding use of the Services, please contact us at:
              
              
                    Ross & Associates Pro-Tax Software Solutions 
                      
                    
                  
              
              
              
                  United States